Tag Archives: affordability

High cost of living is forcing lower-income Californians out of the state

California is losing more residents than any state except for two. In 2015, California had a population of 38.8 million. By 2016 (the latest year available), it shrank to about 38.6 million, resulting in a net drop of 136,000 people. (Click … Continue reading

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Canadian House Price Growth Is Slowing – And That’s A Good Thing

Canadian house prices are rising at their slowest pace in almost nine years, reports RBC Economics. The national benchmark price was up by just one per cent year-over-year in May, and prices were below last year’s levels in many centres … Continue reading

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Most homeowners plan to stay put

A new survey by Bankrate.com shows that 6 in 10 homeowners have no plans to move. In the survey taken by YouGov of 1,330 homeowners, only 30 percent said they expect to leave their current home in the next decade. The survey … Continue reading

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The Inside Workings of Credit Scores

Consumers are encouraged to check their credit reports once per year. The primary reason for doing so is to make sure there aren’t any mistakes. Unfortunately, credit reports are prone to contain mistakes. It’s not really the fault of the … Continue reading

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Six Surprising Retirement Trends You Need To Know

Tiny homes. Rockin’ communities where Jimmy Buffet is your spirit animal. Rockin’ a strenuous hike minutes from home. Yeah, this is not your Grandfather’s retirement. Long gone are the days when people packed it in and moved to a nice, … Continue reading

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Rent Burden On The Rise

The world has changed and renting has changed right along with it. Renting has long been the traditional first-step toward home ownership and, in later life, a lifestyle-simplifying option for long-term property owners intent on liberating equity. “Click here to … Continue reading

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How Much Commute Is Too Much Commute?

Rising home prices send buyers further out of the city in search of an affordable home – or more home than they can swing closer to where they had rather be. It’s an age-old tale and one that forces buyers … Continue reading

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Conventional Shmonventional: Is A Creative Loan Option Best For First-Time Buyers?

If you’re in the market to buy a home and, especially, if it’s your first home, you’ve probably heard A TON about conventional and FHA loans. But just like you’re not like anyone else, your financial situation may not be … Continue reading

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Slaying That Credit Score – New Tips For A New Year

Getting ready to buy a house or just thinking about it? Where to buy, what to buy, and how you’ll afford it are probably top of mind. But if you’re not also concentrating on your credit score – and by … Continue reading

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How to Say Goodbye to Renting and Hello to Home Ownership

Becoming a first-time homeowner takes a lot more than a desire to buy a house. It takes a lot of effort on your part to save up a down payment — which is usually a pretty good sized chunk of … Continue reading

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