Tag Archives: financing

Common Home Buyer Expenses

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Critiquing The 15-Year Home Loan

Question. I bought my first home in the early 2000s when interest rates were much higher then now, and got a fixed, 30 year loan for 6.25 percent. This is a small condominium unit. I am 50 years old and … Continue reading

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4 Expenses Your Buyers Don’t Expect

Buyers need to reserve the equivalent of about 2 percent to 5 percent of a home’s purchase price for closing costs, such as appraisal, lender, and title fees. But that’s only a portion of extra homeownership expenses. “Click here to read.”

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How To Buy A House Without Going House Poor

How much house can you really afford? Is it the amount the bank tells you when preapproving your loan? “Click here to read.”

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Important Clauses In Your Real Estate Contract

You have just found your dream house, and would like to buy it. What to do now? Click here to read article.

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When Does a Contract Become a Binding Contract?

Question: We signed a contract to sell our house, and gave the buyers certain time limits. From the date of “contract ratification” they had 7 business days to have the house inspected, and 30 days in which to obtain financing. … Continue reading

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Buyers’ Remorse

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If Your Buyer Defaults, What Are Your Rights?

We are under contract to sell our single family house, and settlement was to have occurred a week ago. Our buyers did not show up at the title attorney’s office on the date spelled out in the sales contract, despite … Continue reading

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It Pays to Use a REALTOR

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First-time vs. Repeat Buyers in 2013

Now that the dust has settled on 2013, we have some information on the characteristics and behaviors of the first-time buyer and the repeat buyer in 2013. The demographic characteristics of first-time buyers reveal that they tend to be married … Continue reading

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