Tag Archives: Interest Rates

Critiquing The 15-Year Home Loan

Question. I bought my first home in the early 2000s when interest rates were much higher then now, and got a fixed, 30 year loan for 6.25 percent. This is a small condominium unit. I am 50 years old and … Continue reading

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U.S. housing data signals economic strength; manufacturing weak

U.S. housing starts in November rebounded from a seven-month low and permits surged to a five-month high, signs of strength in the housing market as the Federal Reserve starts hiking interest rates after years of easy monetary policy. Click here … Continue reading

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The Fed Has Raised Interest Rates: What Do Millennials Need to Know?

At long last, the Federal Reserve has raised its benchmark interest rate. But the impact on savings accounts and loans won’t be big, at least for now. Click here to read article.

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How U.S. Monetary Policy Influences Mortgage Rates

“Mortgage rates are at near-historic lows.” “Lock now before the Fed raises interest rates.” When your clients are in the market for a mortgage, they may be hearing these message often with little or no idea how these rates are … Continue reading

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Prices on the Uptick

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2014 Homebuyer Survey Contains Valuable Information for Agents and Sellers

One of the most useful research projects of the National Association of REALTORS® (NAR) is the annual survey of homebuyers and sellers. It is particularly useful because it shows sellers and their agents what works and what sources buyers use to … Continue reading

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6 Tips to Save to Buy a Home

Interest rates remain historically low and even though housing prices are increasing in many areas, the market still offers lots of opportunities to become a homeowner. But what’s holding many back is saving enough for a downpayment. Click here to … Continue reading

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C.A.R. Reports First Quarter Housing Affordability Index

A combination of continued price increases and relatively higher  interest rates during the first quarter of 2014 led to decreased housing affordability in all regions of the state, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) reported.  Click here to read article.

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The Plight of Today’s First-Time Buyer

Traditionally, first-time buyers are the pillars of a strong home-purchase market. However, today’s industry reveals that current market dynamics may be making it difficult for them to achieve their American dream, potentially leading to a slowdown of the industry’s recovery. … Continue reading

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How Long Will the Housing Stall Continue?

Median home prices in Southern California stay flat due to multiple factors.  Current stall suppresses the fear of another housing bubble and could signal a return to normality.  Click link to read article:  http://re-insider.com/2013/11/15/how-long-will-the-housing-stall-continue/

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